.fcs-page{background:#fff;min-height:100vh}.fcs-breadcrumb{color:#5a6a7e;background:#f0f4fa;border-bottom:1px solid #dde3ed;padding:8px 0;font-size:12px}.fcs-breadcrumb a{color:#013a7d;text-decoration:none}.fcs-sep{color:#bbb;margin:0 6px}.fcs-hero{background:#03275c;padding:40px 0 36px;position:relative;overflow:hidden}.fcs-hero:after{content:"";background:#c9a84c12;border-radius:50%;width:240px;height:240px;position:absolute;bottom:-80px;right:-40px}.fcs-hero-inner{justify-content:space-between;align-items:flex-start;gap:32px;display:flex}.fcs-hero-label{color:#c9a84c;letter-spacing:2px;text-transform:uppercase;margin-bottom:10px;font-size:11px;font-weight:800}.fcs-hero h1{color:#fff;margin-bottom:8px;font-size:34px;font-weight:900}.fcs-hero-left p{color:#8aa8c8;max-width:560px;font-size:14px;line-height:1.7}.fcs-gold-line{background:#c9a84c;border-radius:2px;width:48px;height:4px;margin-top:16px}.fcs-meta{color:#8aa8c8;white-space:nowrap;background:#ffffff0f;border:1px solid #ffffff1f;border-radius:8px;flex-shrink:0;padding:18px 22px;font-size:12px}.fcs-meta div{align-items:center;gap:8px;margin-bottom:6px;display:flex}.fcs-meta div:last-child{margin-bottom:0}.fcs-meta strong{color:#fff}.fcs-content{max-width:1200px;margin:0 auto;padding:48px 40px 80px}.fcs-section{margin-bottom:52px}.fcs-section-label{text-transform:uppercase;letter-spacing:1.5px;color:#c9a84c;margin-bottom:8px;font-size:11px;font-weight:800}.fcs-section h2{color:#03275c;margin-bottom:14px;font-size:24px;font-weight:800}.fcs-section p{color:#4a5568;margin-bottom:12px;font-size:14px;line-height:1.85}.fcs-card-grid{gap:18px;display:grid}.fcs-card-grid-2{grid-template-columns:1fr 1fr}.fcs-card-grid-3{grid-template-columns:1fr 1fr 1fr}.fcs-info-card{background:#fff;border:1px solid #dce3ef;border-radius:12px;padding:24px;text-decoration:none;transition:box-shadow .2s;display:block}.fcs-info-card:hover{box-shadow:0 4px 16px #03275c14}.fcs-ic-icon{background:#eef2f9;border-radius:10px;justify-content:center;align-items:center;width:40px;height:40px;margin-bottom:14px;display:flex}.fcs-ic-icon svg{width:20px;height:20px}.fcs-info-card h4{color:#03275c;margin-bottom:8px;font-size:15px;font-weight:700}.fcs-info-card-link h4{color:#013a7d}.fcs-info-card p{color:#4a5568;margin:0;font-size:13px;line-height:1.7}.fcs-gold-box{background:#fdf6e3;border:1px solid #e8d49a;border-left:4px solid #c9a84c;border-radius:12px;padding:24px 28px}.fcs-gold-box h4{color:#7a5500;margin-bottom:6px;font-size:15px;font-weight:700}.fcs-gold-box p{color:#5a4000;margin:0;font-size:13px;line-height:1.7}.fcs-step-grid{grid-template-columns:repeat(4,1fr);gap:18px;display:grid}.fcs-step-box{text-align:center;background:#fff;border:1px solid #dce3ef;border-radius:12px;padding:22px}.fcs-step-num{color:#fff;background:#03275c;border-radius:50%;justify-content:center;align-items:center;width:48px;height:48px;margin:0 auto 12px;font-size:20px;font-weight:800;display:flex}.fcs-step-box h4{color:#03275c;margin-bottom:6px;font-size:14px;font-weight:700}.fcs-step-box p{color:#4a5568;margin:0;font-size:12.5px;line-height:1.65}.fcs-cta-bar{background:#03275c;border:2px solid #c9a84c;border-radius:14px;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:24px;padding:32px 40px;display:flex}.fcs-cta-bar h3{color:#fff;margin-bottom:4px;font-size:18px;font-weight:800}.fcs-cta-bar p{color:#ffffffa6;margin:0;font-size:13px}.fcs-btn-gold{color:#03275c;white-space:nowrap;background:#c9a84c;border-radius:4px;padding:11px 26px;font-size:13px;font-weight:700;text-decoration:none;display:inline-block}.fcs-btn-gold:hover{opacity:.9}.fcs-btn-outline{color:#fff;white-space:nowrap;background:0 0;border:1.5px solid #fff6;border-radius:4px;padding:11px 26px;font-size:13px;font-weight:600;text-decoration:none;display:inline-block}.fcs-btn-outline:hover{border-color:#fff}.fcs-divider{border:none;border-top:1px solid #dce3ef;margin:48px 0}@media (max-width:900px){.fcs-hero-inner{flex-direction:column}.fcs-meta{display:none}.fcs-hero h1{font-size:24px}.fcs-card-grid-2,.fcs-card-grid-3{grid-template-columns:1fr}.fcs-step-grid{grid-template-columns:1fr 1fr}.fcs-cta-bar{text-align:center;flex-direction:column}.fcs-content{padding:32px 16px 60px}}@media (max-width:600px){.fcs-step-grid{grid-template-columns:1fr}}